Our Mission:  Finding Ways To End Financial Crimes and Fraud by Large Banks

When you experience, a financial crisis everything can change – we know that at legalandcivilrights.org. With more than 25 years of combined experienced in dealing with consumers, and homeowners we understand the needs and rights of all Americans in the United States. We will work to create consumer awareness and consumer protection for equal- "Fair Housing Rights",- "Human Rights",- and "Civil Rights" on behalf of the general public, you can focus on your family, instead of finding yourself overwhelmed and worried about your consumer complaint.


Who We Are: (LACR).ORG

We are a faith based nonprofit "Consumer Protection Organization" that help protect the legal and civil rights of all people including undeserved groups, seniors, those with disabilities; and all military veterans. Our consumer advocacy group specialize in consumer law research work, and providing government enforcement resources that create consumer protection for homeowners and borrowers in the equal "Fair Housing Market Place." Find out how our services can help you and your family get on the path to healing.



What We Do: (Our Work)

R.J. Parker & Associates Inc. and our legalandcivilrights.org advocacy group works to build a strong and vibrant legal and civil rights movement... "We believe " Faith" is the substance of things Hoped for- and the Evidence- of things not Seen."

The bottom line is God created all people equal and everyone should have the right to equal fair housing, and equal fair lending for all homeowners and borrowers. Based on the "Civil Rights Act" of 1964 section (201) all person shall be entitled to the full and equal enjoyment of the goods, services, facilities, and privileges, advantages, as defined in this section, without discrimination or segregation on the ground of race, color, religion, or national origin. 


Public Support: (LACR).ORG 

The owners of our corporation have personally used most of the resources on our service page to help fight our own legal problems with a large national bank. We are dedicated in helping others that have been discriminated against in the "Fair Housing Market Place". Do you find our research and enforcement resources helpful to you, or your work for consumer justice? If so please consider a donation to our non profit organization to help with the cost of improving, maintaining, and expanding legalandcivilrights.org. Our non profit corporation is also supported by corporate funding, government grants, and through private foundations.

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Our Vision:

To help provide support and funding for public and private "Fair Housing Organizations", and groups that relieve the poor, distressed, or underprivileged.

We will continue to build relationships, and work with government agencies to eliminate prejudice, discrimination, fraud and scams in all communities.


SCAM ALERT: ONLINE CHECK SCAMS- Consumers who receive counterfeit or fictitious items and associated materials should file complaints at the (FTC's) website at www.ftc.gov or call- 1877-FTC-HELP. (BBB) Better Business Bureau scam alerts at: www.bbb.org  Call the (FBI) Federal Bureau Of Investigations for all scams and internet crime complaints online visit- www.ic3.gov  You can also report fraud activities to the (OCC) at-202-649-6450 or visit: www.occ.gov


[HELP US FIGHT AGAINST FRAUD AND SCAMS] Remember one of your family members could be the next victim!!! Scammers prey on the elderly.... Tired of being a target for scam victims? Make sure you check out companies and individuals before you buy products, services or sign-up for money making programs online. visit: www.ripoffreport.com


Legal Disclaimer: We can not provide legal advice or represent you in court. When dealing with fair housing rights, or civil issues - It is always best to advise individuals to seek the help of an expert and/or lawyer or legal group to represent you in civil court. Consumer law is powerful, and very complicated; so we have provided free information on government enforcement resources to help protect your legal and civil rights. We are a nationwide consumer advocate group, established in Feb, 2012. We have (2) 1/2 years of experience in consumer law research work and over 20 years of experience in (D2D) sales and business management, We are prepared to fight for your legal and civil rights secured by law.  We are dedicated on advocating on behalf of all homeowners and borrowers who are/or has been victimized by banks, and financial institutions.


Our Advocacy Work

* We provide free information on state and federal government enforcement resources,

government grants, contracts, government

benefits and college grants for students.

Call Today: +1-844-244-4844

* We create and build relationships  that enhance the protection of consumer laws.


Endorsement Disclaimers:

When using any government site on our website you are responsible for your own actions and we will not be held liable for any links to other private organizations, federal agencies, or government site. We are not responsible for section 508 compliance (accessibility) on other federal or private websites. You are subject to that site's privacy policy when you leave our site. We abide by all websites privacy policies and endorsement disclaimers. All government websites are protected by various provisions of Title 18, U.S. Code. Violations of the Title 18 are subject to criminal prosecution in "Federal



* We use computer technology and

innovation to develop, test and replicate

technologies that enable programs to improve client access to high quality free or low cost legal services. Our actions exists to extend hope and financial relief to others regardless of their financial status.


Legal Disclaimer: We are not attorneys, consumer-law-advocates, nor are we engaged in the practice of law. We are not "foreclosure consultants " or a "debt relief agency." We do not seek any lien instruments of any kind. If you need legal advice please do your due diligence and contact a professional competent attorney.


R.J. Parker & Associates Inc.

A "Consumer Protection Resource Center"

Helping To Preserve and Protect Consumer Rights

With over 25 years of experience in dealing with consumers, homeowners and the general public we're dedicated to making sure that consumers are able to get exactly what they need and deserve. (LACR.ORG)

Advocating On Behalf Of Homeowners and Borrowers

  Join The "Consumer Protection Movement "


Attorney Advertisement: Our website is not intended for a lawyer referral service.

R.J. Parker & Associates Inc. & our legalandcivilrights.org website does not endorse or recommend any lawyer or legal firm that is advertised on our site. We do not make any representations and have not made any judgments as to the qualifications, expertise, or credentials of any lawyer or legal group. The information on this site is not intended for legal advice. Any information or advertisement on this site does not create any Attorney-Client privilege or relationship. We provide information and resources to help you determine your need for legal services. All consumer complaints are handled by government agencies, and all case evaluations are performed by a private or civil attorney of your own choice.